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Hello, I am not a financial advisor, stock broker, or financial or legal expert; (nor am I a Buddhist monk or expert.) makes no representations as to accuracy, completeness, currentness, suitability, or validity of any information on this site and will not be liable for any errors, or omissions in this information or for any losses, injuries, or damages arising from its display or use.  The content on this site represents only my personal opinion which may change over time. All information is for educational purposes only and is only my opinion; it should not to be misconstrued for professional or legal advice. Always seek the guidance of a professional for tax, legal or investing advice.

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